[ale] question about bank

Mon Apr 11 09:53:11 EDT 2011

I'll have to agree that I'm not a huge fan of the big banks.   However, before I'd switch to CU I'd want to know a couple of things:

1)  What is their online presence?   Do they have full bill pay capability where one can schedule payments to various entities electronically and have them mail checks to folks that don't accept electronic payments?

2)  Do they have something similar to the ShopSafe stuff where you can generate a credit card number for each on line transaction?   Does it allow you to set a limit and expiration date on that number?   Does it restrict the number's usage to only the payee that first processes a payment?  (This is one of the best features of ShopSafe - even if someone hacks a site where I've used one of these numbers and gets it they can not use it.

-----Original Message-----
From: ale-bounces at ale.org [mailto:ale-bounces at ale.org] On Behalf Of Michael Potter
Sent: Monday, April 11, 2011 8:51 AM
To: Atlanta Linux Enthusiasts
Subject: Re: [ale] question about bank

+1 on Credit Union.
To really get the advantage of a credit union make sure you get to
know a handful of people who work there.  Go in during a non-busy time
and chat with everyone who is not busy.  Make sure they remember who
you are.

Once they know you, you will be able to do things over the phone that
normally would require going into the CU.

-- 
Michael Potter

On Mon, Apr 11, 2011 at 8:30 AM, Geoffrey Myers
<lists at serioustechnology.com> wrote:
> Tim Watts wrote:
>> +1 on credit unions. They are accountable to no one other than their
>> members. Both of the ones I'm in have online banking; never had a
>> problem with their sites under Linux. There are plenty to chose from and
>> qualification often is a matter of living in certain zip codes or
>> working in certain industries.
>>
>> Given the behaviour of all the big banks before, during and after the
>> meltdown they deserve nobody's patronage. Dumped BofA during the
>> meltdown and haven't looked back. The only possible downside is fewer
>> free ATM choices.
>
> +2 on CUs. I belong to 4. Credit Union of Georgia and Georgia's own here
> in Georgia.  One in LA and one in NC.  The nice thing about belonging to
>  CUs in different states is, I can often get better deals depending on
> how that particular state's economy is.
>
>>
>>
>> On Sun, 2011-04-10 at 19:36 -0400, arxaaron wrote:
>>> On 2011/04/10, at 13:13 , Igor Kresnik wrote:
>>>> Hello
>>>> My name itas igor
>>>> in the U.S. I intend to open a business bank account.
>>>> Which of the banks (Weels Fargo and Chase Bank)
>>>> has a better online access under Linux and MacOS?
>>>
>>>
>>>
>>> I would recommend NOT dealing with a monolithic monopolist
>>> institution like the ones you named (or like Balk of America).
>>> They are all corporapists and thieves who have actively
>>> destroyed our national economy.  Dealing with a small local
>>> bank or credit union is infinitely preferable to dealing with
>>> the mafioso criminals.
>>>
>>>
>>> These days any financial institution will support online banking.
>>> The smaller operations are much more likely to put customer
>>> needs in accessibility over insider corporapist arrangements to
>>> exclude competition for their monopolist  "partners".  On the
>>> same note, smaller institutions are less likely sell out your
>>> privacy - my own business account is with a local bank who's
>>> policy is to never share any of my information with any outsider
>>> and they do this without forcing me to demand that they behave
>>> ethically in respecting my privacy.  Smaller, local institutions
>>> are also more likely to be be contributing to the local economy
>>> instead of selling out our country to the Red State of Communist
>>> China or to the blood sucking fascist corporate welfare leeches
>>> of the Red States in the U.S.
>>>
>>>
>>> peace
>>> aaron
>>> _______________________________________________
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>>> Ale at ale.org
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>>> See JOBS, ANNOUNCE and SCHOOLS lists at
>>> http://mail.ale.org/mailman/listinfo
>>
>>
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>
>
> --
> Until later, Geoffrey
>
> "I predict future happiness for America if they can prevent
> the government from wasting the labors of the people under
> the pretense of taking care of them."
> - Thomas Jefferson
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-- 
Michael Potter
Replatform Technologies, LLC
+1 770 815 6142
michael at potter.name

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