[ale] I'm confused

[Greg Clifton]

No, Jim, It's a one-way street. They collect from you early, but you cannot
collect from them early. Besides, if you could and didn't die on your post
dated death cert. they would surely jail you for FRAUD :)

On Fri, Nov 19, 2010 at 5:35 PM, Jim Philips <briarpatch.jim at gmail.com>wrote:

> I'm wondering if I can collect on my life insurance policy by presenting a
> post-dated death certificate.
>
> On Fri, Nov 19, 2010 at 7:31 AM, Michael Potter <michael at potter.name>wrote:
>
>> On Thu, Nov 18, 2010 at 11:48 PM, Chris Fowler
>> <cfowler at outpostsentinel.com> wrote:
>> >
>> > You can't sell insurance policies that cover the past.  It would be an
>> instant win for the company.
>> >
>>
>> Actually, selling insurance policies that are backdated is common.
>>
>> The advantage to the customer is that they can get a lower rate
>> because the policy is backdated to before a birthday that gives them a
>> lower rate going forward.  The downside to the customer is they have
>> to pay extra premium up-front.
>>
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>
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