[ale] [OT] Online Bill Pay

[David Corbin]

On Friday 05 December 2003 14:07, Bob Toxen wrote:
> On Thu, Dec 04, 2003 at 09:27:24PM -0500, David Corbin wrote:
> > I've seen some threads about this before, so I don't feel too bad about
> > bringing it up.  I recently started online bill pay with Wachovia +
> > Quicken.
> >
> > I found out the hard way, there is no way to find if a payment is sent
> > electronically or via snailMail (short of speaking with a person), and
> > there's no way to print out a confirmation of single payment (something
> > you can show the bill-er as proof).
>
> The short answer is that it does not matter how payment is made.  With the
> S1 Technologies software (used by Wachovia and, until last month, used by
> RBC Centura), you say what day you want payment to be received by the
> merchant.  The bank accepts the obligation of sending payment
> (electronically or via mail) sufficiently early so as to arrive in time.
>

That's interesting.  I've used Yahoo bill pay in the past, and they FORCE me 
to enter a date 4 business days in the past.  Wachovia does not, and accepts 
a date of "today".  I'm surprised they'd let me say "I want the payment to be 
received today".  

> If the merchant disputes receipt, the bank will (and did either kick their
> butt or pay any late fee).
>
> > Can anyone tell me if other banks/bill pay services have better support
> > for this?
>
> If the bank agrees to make payment by a certain date and a marchant
> disagrees that it was done, the bank should do the fighting once you tell
> them.  If you're using Wachovia/First Onion, well, find another bank.  I
> can highly recommend RBC Centura.
>

So, if I understand you correctly, you're not too fond of the S1 software.

> > --
> > David Corbin <dcorbin at machturtle.com>
>
> Bob Toxen
> bob at verysecurelinux.com               [Please use for email to me]
> http://www.verysecurelinux.com        [Network&Linux/Unix security
> consulting] http://www.realworldlinuxsecurity.com [My book:"Real World
> Linux Security 2/e"] Quality Linux & UNIX security and SysAdmin & software
> consulting since 1990.
>
> "Microsoft: Unsafe at any clock speed!"
>    -- Bob Toxen 10/03/2002
> _______________________________________________
> Ale mailing list
> Ale at ale.org
> http://www.ale.org/mailman/listinfo/ale

-- 
David Corbin <dcorbin at machturtle.com>